It is important that you plan far in advance for your or your parents’ long-term care needs. The rules are quite specific and limiting. We understand those rules and know how to use a deed subject to retained life use to preserve your home, and an irrevocable income-only trust to preserve other assets. Please let us know if we can help with your planning. If you or your parents could use assistance paying monthly bills, dealing with confusing medical bills and Medicare plans, or otherwise managing household accounts, our staff can help through our elder-care bill paying services.